Andreas is the Chief Executive Officer and a Director of HBL Bank UK, a subsidiary of HBL Pakistan. Andreas joined HBL in January 2018, as the General Manager and Country Head for HBL in the USA, tasked with leading the organization through a challenging and complex business transformation process as part of the bank’s refocused International Strategy.
Prior to HBL, Andreas held senior roles in Finance and Banking including COO of Tradewind Aviation, Global Head of Risk for Citigroup’s AML Operations, and Director of Fraud and Payment Risk for Citi’s North American Cards Franchise.
Andreas has spent a large part of his 25+ years’ experience leveraging his passion for analytics and technology to drive innovation and growth in both Fortune 50 Banks and pre-IPO startups alike.
Andreas holds a Master’s Degree in Technology Management, a Bachelors Degree in Economics from the Wharton School of Business, and a Bachelors Degree in Computer Science, all from the University of Pennsylvania (USA).